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231-861-6037
mortgage.loans@shelbybank.com
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Welcome to the Shelby State Bank Mortgage Center

Applying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Shelby State Bank Loan Officer will follow up to answer your questions.

Our goal is to provide a high level of service at competitive rates. Our Loan Officers are only a phone call away if you need helpful advice. For more information regarding the many different mortgage financing options available, please stop by or call one of our mortgage lending professionals located at any one of our nine convenient banking offices.

Shelby State Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our Loan Officers to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Originator is always just a call or e-mail away!

Free Pre-qualifications

If you're looking for that perfect home, get approved for the perfect mortgage first.

Apply Online Now

Today's Featured Rates

Mortgage Loans
30 Year Fixed Rate - Payments to Shelby State Bank
 Rate  APR  Points
 4.125%  4.224%  0.250%
30 Year Fixed Rate - Payments to Servicing Lender
 Rate  APR  Points
 4.000%  4.112%  0.250%
20 Year Fixed Rate - Payments to Shelby State Bank
 Rate  APR  Points
 3.875%  4.011%  0.250%
20 Year Fixed Rate - Payments to Servicing Lender
 Rate  APR  Points
 3.750%  3.904%  0.250%
15 Year Fixed Rate - Payments to Shelby State Bank
 Rate  APR  Points
 3.375%  3.510%  0.000%
15 Year Fixed Rate - Payments to Servicing Lender
 Rate  APR  Points
 3.250%  3.408%  0.000%
USDA
 Rate  APR  Points
 4.500%  5.106%  0.000%
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